According to the source, the People's Bank of China will permit banks to pay interest on digital yuan (e-CNY) wallets starting January 1, 2026, shifting e-CNY from a cash substitute to an interest-bearing deposit currency with cross-border payment functions (source: People's Bank of China as relayed by the source post). According to the source, Shanghai's RMB International Operations Center is developing blockchain-based settlement tools to support RMB international operations and cross-border settlement (source: Shanghai RMB International Operations Center as relayed by the source post). According to the source, these policy details are directly relevant for traders tracking CBDC infrastructure, on-chain fiat rails, and Asia cross-border payment liquidity (source: policy details as relayed by the source post).

According to Securities Times, over $188 million has flowed into companies involved with the digital yuan since the People’s Bank of China announced on Monday that CBDC wallets can accrue interest. Securities Times attributed the fresh allocations to firms connected to the e-CNY ecosystem following the People’s Bank of China’s interest-bearing wallet decision. For traders, the actionable datapoint is the post-announcement inflow magnitude and timing, with Securities Times explicitly linking the move to the People’s Bank of China policy catalyst.